Helsana health insurance - Committed to life. - Helsana

Helsana

Helsana AG, based in Dübendorf, is a Swiss insurance group specializing in health insurance. With 2.1 million policyholders and premium income of 6.7 billion Swiss francs, the Helsana Group is Switzerland's leading health and accident insurer. The group of companies employs around 3300 people and has a Switzerland-wide network of 22 general agencies and 20 sales outlets. [2] The name is made up of the names of the health insurance companies Helvetia and Artisana, which have merged to form Helsana.

Compulsory health insurance can be taken out by Swiss citizens (as well as people residing in Switzerland) through the Helsana health insurance company. You currently have the option of choosing one of 4 Helsana insurance models as your basic insurance:

The standard model of compulsory health insurance gives you unrestricted access to the doctors of your choice. You decide for yourself each time who you want to be treated by.

  • Base
  • Free choice of medical doctors
  • Direct access to specialists

If you have health problems, always contact your family doctor or your HMO group practice. You benefit from optimal coordination of your treatments and, depending on the service provider, save 10%, 12%, 13% or 16% on premiums.

  • One point of contact for all concerns
  • 10%, 12%, 13% or 16% discount on your insurance premium (depending on the service provider)

If you have health problems, you always call the free hotline 0800 800 090 of the independent center for telemedicine. You can get medical help around the clock and save 15% on health insurance premiums.

  • Free, binding advice
  • Advice hotline available around the clock
  • 15% discount on your insurance premium

With the outpatient supplementary insurance, you can insure outpatient services that the basic insurance does not pay at all or only partially.

Helsana Supplementary Insurance

If you have health problems, you can always call the free medical advice hotline on 0800 773 633 and receive non-binding advice. In this way you can avoid unnecessary visits to the doctor and save 8% on health insurance premiums.

  • Free, non-binding advice
  • Advice hotline available around the clock
  • 8% discount on your insurance premium

Is the basic insurance not enough for you? Supplement your outpatient insurance cover with other important benefits.

  • 150 francs per year for glasses and contact lenses
  • Contributions to costs for emergency treatment abroad
  • Contribution to costs for ambulance costs at home and abroad
  • Protection abroad
  • Corrections of misaligned teeth
  • Medicines
  • Tools
  • And much more...

Are you making an active contribution to your health? Cover your alternative treatments and health promotion measures.

  • Contributions to the cost of complementary medicine
  • Contributions to costs for preventive measures
  • Contributions to health promotion and fitness costs

Close important coverage gaps in basic insurance: complementary medicine, fitness subscription, glasses, contact lenses, treatments abroad and much more.

  • 300 francs per year for glasses and contact lenses
  • Contributions to costs for preventive measures
  • Contributions to the cost of complementary medicine
  • Contributions to costs for emergency treatment abroad
  • Contribution to costs for ambulance costs at home and abroad
  • Protection abroad
  • Corrections of misaligned teeth
  • Medicines
  • Tools
  • And much more…

For outpatient procedures, you benefit from the advantages of additional hospital insurance: free choice of doctor, more convenience and much more.

  • Free choice of doctor for outpatient procedures
  • More comfort and service for outpatient procedures
  • Contributions to costs for medical innovations
  • Medical checkups
  • Implants
  • Tools and objects
  • And much more…

Safe around the globe. And that for little money. Your costs are covered for emergency treatment, rescue, search operations, repatriation and much more.

  • Payment of treatment costs abroad
  • Reimbursement of costs and organization of the return journey
  • Can only be taken out in combination with basic insurance

Comfort, flexibility and much more: adapt future hospital stays to your needs. Choose one of four hospital insurances.

Your affordable supplementary hospital insurance with a free choice of hospital throughout Switzerland. Stay in a shared room (general department) including additional services such as contributions to spa treatments or domestic help.

  • Stay in the general ward (shared room)
  • Child care service during your hospital stay
  • Contributions to the cost of spa and recovery cures

Your supplementary hospital insurance with full cost coverage in the semi-private ward (double room) including free choice of doctor and hospital with hospitals and doctors recognized by Helsana.

  • Stay in the semi-private ward (twin room)
  • Free choice of doctor throughout Switzerland
  • Right to a second expert opinion

Your flexible supplementary hospital insurance with free choice of department on a case-by-case basis (with cost sharing). Free choice of doctor in the semi-private or private ward and free choice of hospital throughout Switzerland.

  • Free choice of hospital throughout Switzerland
  • Free choice of department
  • Free choice of doctor in the semi-private and private ward
  • General Department: You will be reimbursed for all costs. Semi-private department: you pay 35% of the costs. Private department: You pay 50% of the costs.
  • General Department: You will be reimbursed for all costs. Semi-private department: You pay 20% of the costs. Private department: You pay 35% of the costs.

DENTAplus protects you from high dental costs. You will receive contributions for dental checks, root treatments, tooth fillings for tooth decay, dental hygiene and for pulling wisdom teeth.

  • Contributions to the cost of dental treatments
  • Contributions to costs for orthodontics and maxillofacial surgery
  • Contributions to the cost of dental hygiene

You will receive 75% of the costs up to a maximum of CHF 300 per calendar year.

You will receive 50% of the costs up to a maximum of CHF 1,000 per calendar year..

You receive 75% of the costs up to a maximum of CHF 2,000 per calendar year.

You will receive 75% of the costs up to a maximum of CHF 3,000 per calendar year.

You will receive 50% of the costs up to CHF 1,000 per calendar year, provided that the dentist's costs are less than CHF 2,000. If the costs are higher than CHF 2,000, you will receive 80% of the excess.

With private legal protection and traffic legal protection from Helsana Advocare PLUS, you benefit from legal advice and representation. You will receive up to CHF 300,000 for legal and court costs per legal case.

  • Europe-wide traffic legal protection
  • Europe-wide private legal protection
  • Only possible in combination with TOP, COMPLETA or OMNIA

With global private, traffic and internet legal protection from Helsana Advocare EXTRA, you benefit from legal advice and representation. You will receive up to CHF 1 million for legal and court costs per legal case.

  • Worldwide traffic legal protection
  • Worldwide private legal protection
  • Worldwide internet legal protection
  • Only possible in combination with TOP, COMPLETA or OMNIA